Descrição

· Conduct deep and highly specialized credit analysis based on financial and operational information; · Gather, review, understand and apply relevant information to credit decision with theory and practical assumptions & concepts; · Structure credit requests according to business and customer requirements, keeping in line with the Credit / Risk Area Policy & Procedures and strategies; · Decide and communicate the credit decisions in properly time, and in accordance with the guidelines of risk and market requirements; · Maximize the portfolio value, carefully examining new credit requests; · Develop a results-oriented and a continuous improvement working environment; · Develop and utilize financial statement analysis skills to spread financial statements and prepare written comments highlighting important aspects of the financial statements; · Ensures accurate and complete documentation of credit files and recommends credit lines for current and prospective customers; · Assists in the development and implementation of procedures to minimize risk and improve underwriting quality; · Identifies and implements process improvement opportunities in the credit process; · Other projects as assigned.

Qualificação:


AJUDE COMPARTILHANDO:

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